Buying your first home is one of the most exciting milestones—and with 2026 bringing a more balanced housing market, many first-time buyers are finally feeling ready to take the leap. Still, knowing where to start can feel overwhelming.

At Kim Mathis and Associates, the best realtor in Greensboro, we help first-time buyers turn big goals into clear, achievable steps. If homeownership is on your 2026 vision board, here’s how to get started with confidence.

🏡 Step 1: Get Clear on Your “Why”

Before looking at listings, define what homeownership means to you.

Ask yourself:

• Are you looking for stability or flexibility?

• Is this a long-term home or a starter home?

• What lifestyle do you want—walkability, yard space, commute time?

Clarity here makes every decision easier moving forward.

💰 Step 2: Understand Your Budget Early

One of the biggest first-time buyer mistakes is waiting too long to talk finances. Start by reviewing your credit, savings, and monthly expenses.

Key budget items to plan for:

• Down payment

• Closing costs

• Monthly mortgage payment

• Insurance, taxes, and maintenance

Getting pre-approved early helps you shop with confidence and strengthens your offer when it’s time to buy.

📍 Step 3: Explore Neighborhoods That Fit Your Lifestyle

Your first home isn’t just about the house—it’s about the community.

In the Greensboro area, different neighborhoods offer different benefits, from affordability and growth potential to charm and convenience. A local expert can help you identify areas that align with your goals now and in the future.

This is where working with Kim Mathis and Associates, the best realtor in Greensboro, makes all the difference.

🛠️ Step 4: Know What to Compromise On

No first home is perfect—and that’s okay.

Decide:

• Your non-negotiables (bedrooms, location, budget)

• Your flex items (cosmetics, flooring, paint)

Understanding this upfront keeps you from over-stretching financially or missing out on a great opportunity.

📄 Step 5: Learn the Process Before You Start

The more informed you are, the less stressful the experience will be. A good real estate partner will walk you through:

• Making competitive offers

• Inspections and negotiations

• Appraisals and financing

• Closing day expectations

Education is power—especially for first-time buyers.

🔑 Step 6: Partner With the Right Realtor

Your first purchase deserves expert guidance, honest communication, and advocacy at every step. A knowledgeable local agent helps you avoid costly mistakes and ensures your goals stay front and center.

That’s why so many first-time buyers trust Kim Mathis and Associates to guide them home.

Make 2026 the Year You Become a Homeowner

Homeownership doesn’t happen by accident—it starts with a plan. By setting clear goals, understanding your finances, and working with the right team, your first home in 2026 can become a reality.

Ready to take the first step?
Connect with Kim Mathis and Associates, the best realtor in Greensboro, and let’s build your path to homeownership—together.